Online has lower issuance and top-up fees. Travel adds Apple Pay and Google Pay. Compare the costs for your amount, then check eligibility before paying for issuance.
Confirm card eligibility and the full tariff before paying for issuance.
Fee calculator
All amounts in USD
Online Visa
$20.50
Fees plus selected issuance cost
Top-ups
$20.50
Issuance
$0.00
Top-up fees / funding amount
4.10%
Travel Mastercard
$22.50
Fees plus selected issuance cost
Top-ups
$22.50
Issuance
$0.00
Top-up fees / funding amount
4.50%
One top-up: $3 in fixed fees. Split the amount into several top-ups to see the difference.
Model: $3 × top-up count + percentage × entered amount. This estimates fees, not the amount credited or debited. Network charges, currency conversion and any other fees are excluded. Check the actual total and fee-deduction method in the app.
Guides in your language
Seven articles in eight languages: fees, examples and checks before applying.
No monthly fee does not mean no other costs. This page does not verify acceptance by any specific merchant or service.
Fees at familiar amounts
One top-up, excluding issuance and external fees
Top-up amount
Online
Travel
$100
$6.50 (6.5%)
$6.90 (6.9%)
$500
$20.50 (4.1%)
$22.50 (4.5%)
$1,000
$38.00 (3.8%)
$42.00 (4.2%)
Why small top-ups cost more
The fixed $3 fee applies each time. A single $500 top-up costs $20.50 with Online or $22.50 with Travel. Five $100 top-ups cost $32.50 and $34.50 respectively. Both add $12 in fixed fees; the percentage component stays the same.
Combining top-ups reduces fixed fees, but is not a reason to hold more money on the card than you need. Consider your actual spending, balance-refund rules and the risks of leaving funds with the provider.
The cost of getting started
Issuance plus one $500 top-up produces $120.50 in charges for Online and $172.50 for Travel. The $500 funding amount is separate. Travel adds $50 at issuance and $0.40 per $100 topped up. Before choosing it for mobile-wallet use, verify support for your device and region.
Check before paying for issuance
Eligibility to apply
Confirm eligibility for your citizenship, country of residence, documents and identity verification (KYC). Country-based card-use restrictions do not establish issuance eligibility. Approval is not guaranteed.
The provider and agreement
Request the card issuer and legal provider names, agreement, balance-refund rules, freezing policy and dispute process. This guide has not verified the issuer or legal structure of the card product.
Your intended payment
Check the country and specific merchant, recurring payments, refunds and mobile-wallet support if needed. Payment-network support alone does not guarantee a successful transaction.
The complete cost
Check whether the fee is deducted from the top-up or added separately, the conversion rate and any other charges. Before sending USDT, match the network, address and minimum amount. A network error can lead to loss of funds.
Where card use is restricted
These are card-use restrictions, not lists of citizenships or countries eligible for issuance. A country being absent does not guarantee acceptance.
Online · Visa
Afghanistan, Belarus, Democratic Republic of the Congo, Central African Republic, Cuba, Guinea-Bissau, Haiti, Iran, Iraq, North Korea, Lebanon, Libya, Mali, Myanmar, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe.
Travel · Mastercard
Afghanistan, Belarus, Burundi, Central African Republic, China, Costa Rica, Cuba, Iran, Iraq, Libya, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Zimbabwe.
Stated limits
Online: $20,000 per transaction, $250,000 daily and $1,000,000 monthly. Travel: $10,000 per transaction, $50,000 daily and $400,000 monthly for online and POS payments. These are stated maxima, not guaranteed transaction approvals. Individual limits and checks may differ.
Frequently asked questions
What do issuance and maintenance cost?
Standard issuance is $100 for Online (Visa) and $150 for Travel (Mastercard). Both have a $0 monthly fee. Each top-up costs $3 plus 3.5% for Online or 3.9% for Travel. Terms snapshot: 4 October 2026; check the tariff in your own account before applying.
What are the fees for a $500 top-up?
One $500 top-up produces estimated fees of $20.50 for Online or $22.50 for Travel. Including one-time issuance, charges are $120.50 and $172.50 respectively; the $500 funding amount is separate. Five $100 top-ups add $12 in fixed fees. Network charges, currency conversion and other possible fees are excluded; confirm how the top-up fee is deducted.
Which card supports Apple Pay or Google Pay?
Apple Pay and Google Pay support is stated for Travel Mastercard. Support for Online Visa is not verified in this guide. Check compatibility with your device and region before paying for issuance.
Who is eligible to apply?
Eligibility depends on the provider's terms, citizenship, country of residence, documents and identity verification (KYC). Lists of country-based card-use restrictions do not establish issuance eligibility. A country being absent from those lists guarantees neither approval nor successful payments.
Does the referral link guarantee a bonus?
No: bonus availability and conditions are unverified. The registration link on this page is a referral link. The $30 welcome balance mentioned in the supplied app screens is excluded from the calculations; the 50% launch discount ending on 1 October 2026 has expired. This is product-information and promotional material, not an official Regolith website.
Confirm the terms with Regolith
If the terms fit, open registration and confirm card eligibility and the full tariff first. Following the link does not replace reviewing the agreement.